Injured in a Car Accident with No Health Insurance? No Problem

Being injured in a car accident is a shocking and traumatic experience, even if you only have short-term injuries that you will fully recover from. However, those all-important initial diagnostic tests and follow-up medical treatment plans can be expensive, and you may be concerned about how you will fund the medical care you need. Does health insurance cover car accident injuries, and if it doesn’t, how will you pay for treatment?

At the Alexander Law Firm, we understand you’re probably asking yourself such questions right now. Here’s a look at what happens if you’re in a car accident with no health insurance and how we can help.

Car Accident Injuries

There’s no limit to the types of injuries you might sustain in a car accident. However, the most common types of injuries include:

  • broken bones
  • burns
  • head injury e.g. concussion
  • internal organ trauma
  • soft tissue damage e.g. muscle sprains
  • spine damage
  • whiplash

Car Accident Injury Treatments

The tests and treatment you require will vary depending on your symptoms, clinical history, and what happened during the accident.

  • To rule out internal bleeding, fractures, neurological injuries, and urgent conditions, you may be offered imaging tests such as x-rays, CT scans, or MRIs.
  • Many car accidents result in soft tissue injuries such as tendon damage or muscle tears. In these cases, a course of physiotherapy may be appropriate.
  • If your symptoms do not improve over 4-6 weeks, you may be offered further testing to rule out more serious or chronic conditions.
  • In some cases, you may require surgery e.g. spine surgery to fully recover from a car accident.

Does Health Insurance Cover Car Accidents?

Often, health insurance plans will pay for the cost of medical treatment after a car accident. However, there may be policy restrictions – your plan might not cover every cost – and you could still face initial outlays or pay a deductible.

If you don’t have health insurance, or your policy won’t cover your treatment needs, don’t worry. We can help.

Houston Car Accident Health Care Providers

At the Alexander Law Firm, we can help you access the treatment you need without health insurance after an accident. While your case is pending, we can reimburse your treatment costs so you can focus on rest and recovery.

  • Every injury should be evaluated, even if it seems minor. By reimbursing your treatment, we can ensure you get the thorough assessment you deserve following an accident.
  • You won’t need to worry about deductibles or out-of-pocket expenses. Instead, you can focus on getting on with your life – and your health treatment – while awaiting settlement.

Car Accident Attorneys in Houston | Alexander Law Firm

Sadly, car accidents happen all too often. But no matter whether it’s a fender bender or a truck wreck, we’re here for you. The Alexander Law Firm has helped thousands of clients receive the medical treatment they need in the greater Houston metropolitan area over the last 27 years. We work closely with our clients to make sure they receive all of the treatment they need ranging from physical therapy to spine surgery.

Don’t speak with an insurance company until you’ve contacted a car accident attorney at the Alexander Law Firm. We have won more than $200 million in settlements for our clients, and we don’t charge you anything unless we win the case for you! And winning is what we do best. Please call us at 1-800-350-5110 to manage your car accident case and get the help you deserve. You owe it to yourself to know your rights.

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